Drivers warned not to say key phrase to benefit car insurance claim – ‘avoid!’
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With the continued uncertainty of the safety of smart motorways, drivers are being urged to remain calm and safe on the roads this winter. In 2019, there were 117,536 reported accidents across the UK, all varying in severity.
With adverse conditions expected this winter, drivers are being warned of what steps to take in the event of a collision or accident.
It is important for drivers to know what they are doing in the event of an accident, both for their own safety, as well as their car insurance.
When involved in an accident, drivers should stop the car, no matter how minor it is.
They should then switch their hazard warnings lights on to warn other drivers, and are advised not to leave the motorway.
On smart motorways, emergency refuge areas are designed to offer a place to stop for vehicles experiencing a problem.
Generally, these refuge areas are placed along the nearside of the hard shoulder at intervals of 500 to 800 metres.
When the driver has safely pulled over, Swinton Insurance advises them to call the police, as well as calling for medical assistance if it is necessary.
Like any accident, all drivers involved should share insurance details, regardless of who is at fault.
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This includes insurance details, registration numbers, names and addresses, as well as details for anyone who witnessed the incident.
The more information the drivers have about the accident, the more helpful it will be when it comes to filing an insurance claim.
If police are involved in the incident, it is vital that the police incident number is noted as the insurer needs that information.
Sam Dawson, Head of Product (Car and Van) at Swinton Insurance, advised drivers never to say one thing to other drivers.
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